Northglenn Lyft Accident Attorney
The proliferation of rideshare services like Lyft and Uber throughout the country and Colorado has caught many of us by surprise. The laws regarding these so-called transportation network companies can be confusing, so if you are involved in an accident involving a rideshare vehicle, the process may not be as straightforward as dealing with a typical car crash.
If you were injured in one of these accidents, an experienced Northglenn car accident attorney from Daniels & Scriven Injury and Accident Lawyers can help explain your legal rights and options during a free case review.
Common Causes of Rideshare Accidents
While many people view rideshares as a safe form of transportation or a way to get a safe ride after a night of drinking, it’s important to understand that rideshare drivers don’t receive any additional training or require any special licenses that would make them better drivers than any other driver. Additionally, the rideshare industry can impose demands on drivers that make them more likely to engage in unsafe driving habits, such as:
- Speeding to get passengers to their destinations faster and make more money
- Distracted driving, caused by app notifications, GPS directions, and passengers
- Driving while fatigued, since many rideshare drivers work multiple jobs
- Driving vehicles with maintenance issues because they don’t want to lose income to get the vehicle repaired
Which Insurance Covers Rideshare Accidents
The insurance that applies depends on when the accident occurred and who is responsible for it. Just because a rideshare driver was involved in a collision does not necessarily mean that it was their fault. Because Colorado operates under a fault-based insurance system, the party at fault for the accident is responsible for paying for the damages. If another driver was responsible for the accident, you would pursue compensation from the at-fault driver by filing an insurance claim with their liability insurance.
If the rideshare driver was at fault for the accident, the insurance policy you would make a claim under depends on when the accident occurred during the rideshare transaction, as follows:
- While the driver is off the app – During this time, you would treat the accident like any other and file the claim against the driver’s liability insurance policy. The minimum liability insurance limits during this time are $25,000 for bodily injury for one person, $50,000 for bodily injury for more than one person, and $15,000 for property damage.
- While the driver is logged on the app but hasn’t accepted a ride – During this time, Lyft provides coverage of $50,000 per person in bodily injury liability for one person, $100,000 per accident, and $25,000 in property damage liability.
- After the driver has accepted a ride or while transporting a customer – During this time, Lyft provides up to $1 million in insurance.
An experienced Northglenn personal injury attorney can review your case, identify the parties responsible for your injuries, and fight for the compensation you deserve.
Call the Northglenn Lyft Accident Lawyers at Daniels & Scriven, PC for Legal Assistance
If you or a loved one was injured in a rideshare accident, contact our Northglenn Lyft accident attorneys at Daniels & Scriven, PC for a free case review.