Broomfield Insurance Bad Faith Lawyer
Last updated on February 19, 2026
Insurance companies promise protection in their glossy ads and compassionate commercials, but they don’t advertise that they are private companies that exist to make profits. If you’ve been injured in Broomfield and the insurance company responsible for paying out on your compensation claim is delaying, devaluing, or denying your valid claim, you may be a victim of bad faith insurance practices.
Insurance adjusters have an arsenal of strategies to protect their profits at the injury victim’s expense. It’s time to fight back against bad-faith insurance tactics from powerful companies that take advantage of those without assertive legal counsel. Call the insurance company bad faith lawyers at Daniels & Scriven, P.C., today so we can begin aggressively protecting your rights.
Why You Should Choose Daniels & Scriven, P.C., For Your Bad Faith Insurance Attorneys In Broomfield
For over 50 years combined, we have been injury lawyers in Broomfield for victims throughout all stages of their compensation claims. We understand the hardship that results from serious injuries and the distress when the injury occurs due to another party’s careless or reckless actions. We’ve also witnessed many cases of continued distress in clients who’ve been re-victimized by insurance companies. We offer the following advantages to your case:
- An individualized strategy tailored to the unique details of your injury claim
- The collaborative efforts of a team of experienced, creative problem solvers in addition to the attorney devoted to your case
- Lawyers with a deep familiarity with Colorado’s insurance system
- Skilled investigators to document evidence and make a compelling case for your compensation to the insurance company or to a jury in a lawsuit against the insurer for bad faith insurance practices
No one should go it alone against insurance companies, especially when they’ve shown their willingness to evade paying a valid compensation claim. We offer free case consultations and take no fee until we recover your compensation, so you have nothing to lose by seeking skilled representation.
What Is Bad Faith Insurance Practice?
Despite the fact that insurance companies are not on the victim’s side due to their profit goals, they have a legal obligation to carry out the terms of the policyholder’s contract. When they violate these terms, they are not acting in good faith as their contract requires. Sadly, insurance companies assign adjusters to find ways to deny or lowball payouts. Sometimes they use bad faith practices in the expectation that many injury victims will give up or accept a settlement for far less than their claim is worth. This is bad faith insurance practice — and actionable under Colorado law.
Common Insurance Tactics To Deny Or Undervalue Claims
Insurance companies use common tactics to protect their profits at the victim’s expense. Having legal representation from the very beginning of the process after an injury helps to safeguard against common methods such as the following:
- Calling a victim very soon after the injury with a low settlement offer before the victim knows the full extent of their damages
- Calling on a recorded line and using the injury victim’s remarks out of context against them
- Denying that the doctor’s recommended treatment is necessary
- Asking for a blanket medical authorization to review the injury record and then accessing the entire medical history to find a pre-existing condition or previous injury to blame for the victim’s symptoms
- Endlessly delaying progress on the claim, stalling, and asking for redundant paperwork
If you suspect bad faith is involved, do not hesitate to reach out to a lawyer for immediate legal assistance.
Detailed Examples Of Bad Faith Practices
While the examples above are warning signs that bad faith may be occurring, here are some more detailed examples of what bad faith might look like:
Poor Investigation Of Claims
Insurance adjusters may intentionally conduct poor or cursory investigations into your claim. Insurance companies want to minimize the compensation they provide to claimants to protect their bottom line, so they don’t want to uncover evidence of their insured’s liability or the full extent of your injuries. However, insurance companies have a legal duty to conduct a fair investigation into the claim to avoid unjust denials or underpayments. If the insurance company fails to properly investigate a claim or refuses to consider evidence suggesting a claim should be approved and only looks for justification to deny the claim, you may be dealing with bad faith insurance practices.
Delayed Investigations
Some insurance companies intentionally drag their feet in investigations, hoping that claimants will get fed up and give up on their claim or that they will be so desperate to accept any amount of money after waiting so long.
Blanket Denials
Insurance companies may have valid reasons to deny claims, such as if the insurance policy had lapsed, but a denial without justification can point to bad faith. Denial letters under these circumstances might simply state that the claim is denied without providing any particular reason, or they might point to policy language that does not exist.
Low Settlements
Insurance companies may send you a check, but cashing it may indicate that you have accepted the payment in full consideration for your claim. Often, these settlements are well under the true value of the claim. Unreasonably low settlements may indicate bad faith and the need to involve an experienced Broomfield insurance bad faith lawyer.
Intentional Dishonesty
Insurance adjusters may intentionally lie about the applicable policy coverage, misrepresent details of the policy, or mislead policyholders even when claims are valid and liability is clear.
Unauthorized Policy Alterations
Rather than outright lying, some insurance representatives may make unauthorized changes to a policy without the policyholder’s consent. For example, they may reduce the amount of coverage, raise the deductible, or take other action that favors the insurance company’s financial interests.
Retaliation Against Policyholders
Insurers may try to retaliate against policyholders who file legitimate claims by raising their premiums, arbitrarily cancelling their policies or taking other adverse action against them.
Delayed Payments
Insurance companies often invest the money they receive from premiums to earn interest. The longer they can go without paying you, the more money they stand to make on these funds.
Insurance companies in Colorado must follow laws and act in good faith. Failing to do so can subject them to considerable penalties. If you have experienced any of the situations described above, contact the bad faith insurance lawyers at Daniels & Scriven, P.C., for a free, no-obligation case review.
How Can A Broomfield Bad Faith Insurance Lawyer Help?
Pursuing compensation after an injury is already a daunting legal task, but when insurance companies use bad faith practices it becomes even more discouraging. Your attorney from Daniels & Scriven, P.C., is ready to represent you in your claim and file a lawsuit within the state’s two-year statute of limitations to argue your case before a jury for the best possible outcome. Juries dislike bad faith insurance practices, meaning the insurance company may offer you an ample settlement when we present a compelling demand and the promise of a lawsuit ahead.
Call Daniels & Scriven, P.C., Today
As compassionate client advocates, we have secured millions of dollars for clients over the decades with our in-depth knowledge of Colorado’s ever-changing insurance laws. Contact our Broomfield law office today so we can take swift action on your behalf.